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Click here or scroll down to respond to this candidate Candidate's Name
PHONE NUMBER AVAILABLE
EMAIL AVAILABLE
Work Experience:
Flair Interiors RV Production Department
Goshen, IN
01-2XXX-XX-XXXX Cutting, sewing, glue departments' daily fill in where
needed making sure production work met as per vendor requests.
Forge Industrial Staffing Contract Associate Distribution Clerk
Elkhart, IN
01-2013-1-11-2013 Program & configure warehouse of database information and
provided support to warehouse users. Daily transactions of moving product
distribution from warehouse to truck and verification of said product
merchandise to customer loaded for delivery.
Tyson Foods Inc Leg Inspector
Dexter, MO
03/2012 - 01/2013 Standing 100% of shift to perform necessary trims lift
30% to remove birds weighing 2-5 pounds from the line. 100% visual
confinement to check birds and make trims, 80% visual confinement to make
cuts and comply per USDA quality grade of poultry meeting required
standards being able to inspect at a minimum of 35 birds per minute.
Working in cold and hot environment per shift worked.
Spherion Staffing / Manpower Hand packer/Order Filler
Sikeston, MO & Elkhart, IN
05/2009-08/2013 Daily assembly of Ice Cream product standing a full 10+
hour shift working in cold and hot environment. Checking for proper weight
and code dates before sending product down conveyor line. Ability to lift
20-50 pounds. Pulling of items per computer sheets from warehouse per RV
requirements making ready to be shipped per UPS and FedEx.
Clear View Nursing & Retirement Home Housekeeping/Personal Care Aide
Sikeston, MO
08/2008 - 08/2009 Handled housekeeping responsibilities in accordance with
daily check sheet
Stripped clean all floors and rooms in a professional manner. In
compliance with professional standards and applicable state and federal
laws
NARS Billing Operations/PSA Floor Person
Cape Girardeau, MO
09/2007 - 09/2009 Answered inbound customer calls on behalf of Charter
Communication. Performed bookkeeping procedures, maintain a complete and
thorough understanding of technical systems, carry out supervisory and
management responsibilities in accordance with office procedures. Identify
and respond to issues of confidentiality.
MORTGAGE WORK HISTORY
Purpose: To ensure application documents of loans originated by loan
officers are accurate and complete. To assist with the intake, approval,
processing and closing of over 95% Conventional, FHA, VA, purchase,
refinance mortgage loans in accordance to investors, government and lending
regulations. To review the pipeline management reports and loan origination
system to adherence to scheduling requirements. To communicate any
scheduling issues or concerns with managers or mortgage loan officers.
Strongly support efforts of loan officer with meeting closing in timely
manner and having repeat real estate business and company growth.
Neighborhood Assistance Corp of America (NACA)
St. Louis, MO
01/2007 - 08/2007 Housing Counselors - Loan Processor
Aames Home Loans D/B/A Accredited Home Lenders South Bend, IN/ St.
Louis, MO
07/2001 - 09/2007 Sr. Loan
Processor
TCF Mortgage D/B/A Twin City Federal Chicago,
IL/Minneapolis, MN
09/1977 - 07/2001 File Manager/Jr. DU Underwriter Pilot Program
Project revolution DU pilot program
FNMA desktop underwriter
Review DU findings report and if possible issue credit approval
Submitting files with 90% first time approvals.
. Developed and maintained a through working knowledge of loan
documentation requirements per regulations and Lenders/Bank policies.
. Order appraisals, credit bureau reports, title insurance commitments
and verifications.
. Cross-reference information documented on loan applications with
source documents for accuracy and completeness
. Prepare documentation for all new loans, modifications and extensions
. Process withdrawn and denied files for appropriate documentation,
expense reimbursements from applicants and logging of transactions for
appropriate regulatory reporting
. Compile and input loan application information and, when necessary,
provide to lending officers in a timely manner
. Ensure prompt, efficient ad pleasant service to lenders, loan
assistants and borrowers by solving problems whether or not they
relate to this position or the Loan Processing area
. Effectively communicate with other departments of the Bank or
Mortgage Company to facilitate a centralized processing environment
. Maintain working knowledge of all software utilized to document loans
Additional Responsibilities:
1. Provide backup for other loans as necessary to meet production
requirements
2. Perform other work-related duties, as assigned
3. Maintain a professional and clean personal work area
4. Attention to detail, organization and accuracy. Experience
utilizing personal computers and general office equipment (fax
machine, photocopier, calculator)
Knowledge Of:
Mortgage process and structure
Encompass and/or other mortgage software
Automated Underwriting (DU/LP)
Exemplary customer service skills, including dealing effectively with
the public and staff, both in person and over the phone.
Capable of independently processing the most complex loans.
Make judgments as to whether the loan is "reasonable" even if it meets
published guidelines on the surface. If it does not appear
reasonable, must escalate for further evaluation. Document any
potential issue or concerns regarding loan reasonableness or potential
fraud/misrepresentation and escalate to next level manager or Loan
Risk and Recovery depending on the circumstances. Maintain knowledge
of regulatory changes, external and internal compliance requirements,
and investor guidelines to insure loan salability. Insure Settlement
Agents meet eligibility criteria before submission of loan to closing.
Making sure all payoffs meets delivery time line requirements.
Education:
Scott County Central R-V High School Diploma 1973
Sikeston, MO
Ivy Tech Community College (No Degree) 2010-2012
Elkhart, IN
References: Furnished upon request
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