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Closer Resume Jacksonville, FL
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Title Closer
Target Location US-FL-Jacksonville
Email Available with paid plan
Phone Available with paid plan
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                                              V ICTORIA A. HERSHKOV ICH
                                          Street Address
                                                               PHONE NUMBER AVAILABLE
                                                           EMAIL AVAILABLE


PROFESSIONAL EXPERIENCE


                         Closer, PNC, Jacksonville, Florida
Oct 2016-Dec 2016
                          Apply the New TRID Guidelines to the Current Loans
                          Analyze Mortgage Documents and Input Applicable Information into Impact/RealEC/Insight
                          Review Loans and Correct Errors
                          Enter Escrows, Title and Various Fees
                          Review Doc and Funding Conditions
                          Process Refi Loans



                        Pre-Closer, Plaza Home Mortgage, Jacksonville, Florida
Nov 2014-July 2016

                            Apply the New TRID Guidelines to the Current Loans
                            Analyze Mortgage Documents and Input Applicable Information into Datatrac
                            Review Loans for Errors including Fees, Vesting and Property Taxes and Rates
                            Request Missing Information
                            Prepare Loan for Closers
                            Enter Impounds for Property Taxes and Hazard
                            Review Doc and Funding Conditions
                            Verify Wiring Instructions
                            Update Daily Spreadsheet with the Most Up to Date Status of the Loan
                            Review Title/Appraisal/Contract for Accuracy
                            Process Refi, Purchase, FHA, VA and Conventional Loans




                        Pricing Analyst, Chase Bank, Jacksonville, Florida
Sep 2012  Nov 2014

                 Handle Inbound Calls from Correspondent Mortgage Originators
                 Analyze and Price Out Mortgage Loans to Comply with Bank and Regulatory Guidelines
                 Process Work Flow Tasks to Maximize Efficiency & Service
                 Responsible for the Processing Preparing Management Reports

                         Junior Funder, Chase Bank, Jacksonville, Florida
                 Document Review of Incoming Funded Loans for Potential Portfolio Purchase
                 Responsible of Data Entry of Loan Information into CLM System
                 Note Exceptions and Handle Remarks to Missing and or Illegible Documents


                         Retail Compliance Analyst, Chaseworks, Jacksonville, Florida
Oct 2011 - Sept 2012

                            Complete Compliance Monitoring Programs through Detailed Analysis

                             Using CLOSR, Zippy Plus and Loan Builder Systems to Ensure Adherence to Policy Procedures
                            Maintain Daily and Weekly Performance Measures Regarding Regulation B Adherence


                       Unit Clerk, St. Vincents Medical Center Southside, Jacksonville, Florida
Sep 2011 - Nov 2012
               Handle Inbound calls from Patients and Doctors
               Scheduling & Assigning Nurses to Patients
                 Assist Nurses and Techs with patient care


                         Independent Contractor, Caregiver, Jacksonville, Florida,
Apr 2009 - May 2011
                Assist Elderly Persons with Activities of Daily Living (ADL)
              Meal Preparation
              L ight Custodial Maintenance


                      Accounts Payable Clerk, Life of the South, Jacksonville, Florida
Jan2007  Feb 2008
              Process Invoices into AS400 System to Create Payments
              Input Employee Reimbursements
              Create New Vendors in AS400 System
              Responsible for Bank Deposits Checks Received
              Processing Monthly reports for the Accounting Department
              Responsible for researching and gathering data to create spreadsheets for various projects
              Created manual checks when needed
              Handled incoming calls from various vendors & internal personnel

                      Accounting Clerk I I I, Kemper Insurance, Jacksonville, Florida
Jul 2002  Nov 2006
              Processed Annual Returns for Several Companies and their Respective States
              Responsible for Making Prompt Quarterly Estimated Tax Payments
              Processed Various Required State Filings
              Processed Sales & Use Tax Filings



                         Accounts Payable Clerk, Jacksonville, Florida
                 Processed Invoices into Oracle System to Create Records
                 Input Employee Expense Reimbursements
                 Created vendors in Oracle system
                 Responsible for Bank Deposits for Checks Received
                 Created Monthly Reports for the Accounting Department


E DUCATION

Florida State University-Tallahassee, Florida
Bachelor of Science, Fashion Merchandising
American Institute of Paralegal Studies, Jacksonville, Florida
Paralegal/Legal Assistant Diploma


SKILLS

M icrosoft Office Suite (Excel, Word, Outlook), M IS, Zippy Plus, CLOSR, Loan Builder, CL M, AS400, Oracle, DataTrac, Insight,
RealEC and Impact.


REFERENCES
Available Upon Request

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