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The Position
Our bank client is seeking to fill a Jr. Credit Analyst role in the Houston, TX area. The selected candidate will prepare a credit approval summary with credit information for use in decision-making by the Banks Loan Committee and its senior management team.
This position offers a generous salary of up to $50K and full benefits package. (This is not a remote position).
Jr. Credit Analyst responsibilities include:
- Analyzing current credit data and financial statements of existing or prospective borrowers to determine the degree of risk involved in extending credit.
- Providing portfolio maintenance and loan servicing in accordance with bank policies.
- Financial requests to borrowers for updated information to complete annual reviews.
- Reviewing and organizing credit applications, tax returns, financial statements, and other information necessary for credit analysis.
- Working with other credit analysts and lenders to determine creditworthiness in accordance with bank credit policies.
- Editing annual review reports.
- Assisting in underwriting new and existing loans.
- Monitoring customers financial condition, loan performance, and repayment history and taking appropriate corrective action, as necessary.
- Identifying deteriorating loan situations in a timely manner and promptly communicating the details of such situations to management.
Requirements
Who Are You?
Youre someone who wants to influence your own development. Youre looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.
You also bring the following skills and experience:
- Bachelors degree (B.S.) in finance or accounting.
- Good analytical ability to interpret financial information and the creditworthiness of applicants.
- Ability to serve clients in a cordial, tactful, and professional manner.
- Excellent verbal and written communication skills to conduct productive and meaningful loan discussions and analyses.
- Proficient in various bank software including Jack Henry, Moodys, Word, and Excel.
Benefits
This position offers a generous salary of up to $50K and full benefits package. (This is not a remote position).
The Symicor Group
