This position is open Alaska residents only.

The Loan Officer 1 position will join the Investments team in our Juneau Office and work in our Documents Section. This position will serve as the Supervisor managing the documents staff and all loan closing activities. This section is responsible for preparing all loan closing documents and processing all loan closings for the Divisions commercial fishing loans, small business loans, and other various commercial loans. Duties include performing professional journey level lending and/or collection activities for less complex and well-established programs, closing complex loan transactions, monitoring required insurance, training documents staff and preparing reports to management on a routine basis.

The Division of Investments administers and services several loan programs under the Department of Commerce, Community and Economic Development. These programs were primarily designed to promote economic development through direct state lending in industries and areas of the state that are not adequately serviced by the private sector.

The Investments team values a work-life balance, providing excellent customer service, learning from experience, technical competency and working together toward a shared set of goals. The team is a small, welcoming community of loan officers, collection officers, loan closers, accountants and technicians. We conduct the State's direct lending business with professionalism, integrity, accountability, and a spirit of continuous improvement.

Taking this position will enable you to build a solid core of knowledge of lending statutes, regulations and policies, along with potential advancement within the division. This position provides an opportunity to build on your supervisory, customer service, and computer skills, as well as having frequent interaction with the public. Above all, there is the great satisfaction of working with a team which directly impacts the economic well-being of Alaska.

The working conditions you can expect:

Working on the 9th floor of the State Office Building, you will enjoy a collaborative atmosphere in a fully resourced and modern office space, with views of Mount Juneau and the Gastineau Channel. The Investments team fosters a cooperative environment with empowerment, accountability, and professionalism.

Who we are looking for:

To be successful in this position a candidate will need the following core competencies:

• Attention To Detail: Is thorough when performing work and conscientious about attending to detail;

• Computer Skills: Uses computers, software applications, databases, and automated systems to accomplish work.

• Analytical Thinking/Problem Solving: uses a logical, systematic, sequential approach to address problems or opportunities or manage a situation by drawing on one's knowledge and experience base and calling on other references and resources as necessary.

• Reading: Understands and interprets written material, including technical material, rules, regulations, instructions, reports, charts, graphs, or tables; applies what is learned from written material to specific situations; and

• Oral and Written Communication: Ability to meet and deal effectively with customers, and makes clear and convincing oral presentations. Uses correct English grammar, punctuation, spelling and produces written information that is clear and in an organized manner.

Special Note about this position:

• Utilize complex proprietary software for all loan programs administered. Utilization includes entering data and customer correspondence, reviewing and analyzing existing borrower information, managing timelines and workloads of staff and ensuring all entries are accurate.

Any combination of education and/or experience that provides the applicant with competencies in

• Analytical Thinking/Problem Solving: uses a logical, systematic, sequential approach to address problems or opportunities or manage a situation by drawing on ones knowledge and experience base and calling on other references and resources as necessary.

• Attention to Detail: Is thorough when performing work and conscientious about attending to detail.

• Lending/Debt Collection: Knowledge of the principles, practices and techniques of lending and/or debt collection, perfected lien, and security instruments. This includes knowledge of applicable court procedures, processes, and actions.

• Oral and Written Communication: Expresses information (for example, ideas or facts) to individuals or groups effectively, taking into account the audience and nature of the information (for example, technical, sensitive, controversial); makes clear and convincing oral and written presentations; listens to others, attends to nonverbal cues, and responds appropriately.

• Reading: Understands and interprets written material, including technical material, rules, regulations, instructions, reports, charts, graphs, or tables; applies what is learned from written material to specific situations.

Equivalent to those typically gained by:

Any combination of preparatory post-secondary education and/or experience in lending, collections, banking, real estate (law, sales, management, appraising, assessing), title insurance or a closely related industry.

Definitions:
Competencies means a combination of interrelated knowledge, skills, abilities, and behaviors that enable a person to act effectively in a job or situation.

Typically gained by means the prevalent, usual method of gaining the competencies expected for entry into the job.

Training and education in this guidance are synonyms for the process of acquiring knowledge and skills through instruction. It includes instruction through formal and informal methods (such as classroom, on-line, self-study, and on-the-job), from accredited and unaccredited sources, and long-duration (such as a post-secondary degree) and short-duration (such as a seminar) programs.

Special Note:
Some positions may require experience specific to lending or collection of defaulted loans and/or in a specific program area such as agricultural loans, fisheries loans, or real estate investments.

Some positions may require travel to rural areas in small conveyances.