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Loan|Collection Officer 3
Location:
US-AK-Juneau
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This recruitment is open to Alaska residents only.

The Department of Commerce, Community and Economic Development
Division of Investments
is recruiting for a Loan/Collection Officer 3 to join our team.
What you will be doing:
This position will join the Investments team in our Juneau Office and lead our Collection Section. In addition to working the most complex collection files, the position will supervise the work of professional staff responsible for all collection and loss prevention activies for the multiple loan programs administerd by the division. This position has substantial responsibility and exercises independent judgement when dealing with staff, conducts journey level collection activities while assigning and monitoring workloads of subordinate staff.

Our organization, mission and culture:


The mission of the Division of Investments team is to administer and service loan programs under the Department of Commerce, Community and Economic Development. These programs were primarily designed to promote economic development through direct state lending in industries and areas of the state that are not adequately serviced by the private sector.

The Investments team values a work-life balance, providing excellent customer service, learning from experience, technical competency and working together toward a shared set of goals. The team is a small, welcoming community of loan officers, collection officers, loan closers, accountants and technicians. We conduct the State's direct lending business with professionalism, integrity, accountability, and a spirit of continuous improvement.

The benefits of joining our team:
Taking this position will enable you to build a solid core of knowledge in the debt/lending statutes, regulations and policies. This position provides an opportunity to be succsseful in a supervisory capacity and will provide excellent customer service with the frequent interactions we have with the public. Above all, there is the great satisfaction of working with a team which directly impacts the economic well-being of Alaska.

Where you will be working:
Working on the 9th floor of the State Office Building, youll enjoy a collaborative atmosphere in a fully resourced and modern office space, with splendid views of Mount Juneau and the Gastineau Channel. Working on the 9th floor, you will have access to a fully equipped and spacious break room, as well as easy access to various restaurants and coffee shops. The Investments team fosters a cooperative environment through staff empowerment, accountability, and professionalism.

Who we are looking for:
To be successful in this position a candidate will need the following core competencies:

  • Debt Collection:
    Excellent skills and knowledge of the principles, practices and techniques of debt collection, lending processes, lien perfection, and security instruments. This includes knowledge of civil, small claims, and admiralty actions.
  • Managing Performance: Takes responsibility for employees' performance by setting and communicating expectations and goals that are specific and measurable, tracking progress against the goals, supporting employees' efforts to achieve job goals (by providing resources, removing obstacles, acting as a buffer, etc.) ensuring feedback, and addressing performance problems and issues promptly.
  • Attention to Detail: Is thorough when performing work and conscientious about attending to detail.
  • Analytical Thinking/Problem Solving: Uses a logical, systematic, and sequential approach to address problems or opportunities or manage a situation by drawing on ones knowledge and experience base and calling on other references and resources as necessary.
  • Oral and Written Communication: Expresses information to individuals or groups effectively, makes clear and convincing oral presentations. Uses correct English grammar, punctuation, spelling and produces written information that is clear and in an organized manner.

Minimum Qualifications

Any combination of education and/or experience that provides the applicant with competencies in


  • Decision Making: Makes sound, well-informed, and objective decisions; perceives the impact and implications of decisions; commits to action, even in uncertain situations, to accomplish organizational goals; causes change.
  • Interpersonal Skills: Shows understanding, friendliness, courtesy, tact, empathy, concern, and politeness to others; develops and maintains effective relationships with others; may include effectively dealing with individuals who are difficult, hostile, or distressed; relates well to people from varied backgrounds and different situations; is sensitive to cultural diversity, race, gender, disabilities, and other individual differences.
  • Legal, Government, and Jurisprudence: Knowledge of laws, legal codes, court procedures, precedents, legal practices and documents, Government regulations, Executive orders, agency rules, Government organization and functions, and the democratic political process.
  • Lending/Debt Collection: Knowledge of the principles, practices and techniques of lending and/or debt collection, perfected lien, and security instruments. This includes knowledge of applicable court procedures, processes, and actions.
  • Managing Performance: Takes responsibility for employees performance by setting and communicating expectations and goals that are specific and measurable, tracking progress against the goals, supporting employees efforts to achieve job goals (by providing resources, removing obstacles, acting as a buffer, etc.), ensuring feedback, and addressing performance problems and issues promptly.

Equivalent to those typically gained by:

Any combination of preparatory post-secondary education and/or progressively responsible experience in lending, collections, banking, real estate (law, sales, management, appraising, assessing), title insurance or a closely related industry.

Definitions:
Competencies means a combination of interrelated knowledge, skills, abilities, and behaviors that enable a person to act effectively in a job or situation.

Typically gained by means the prevalent, usual method of gaining the competencies expected for entry into the job.

Training and education in this guidance are synonyms for the process of acquiring knowledge and skills through instruction. It includes instruction through formal and informal methods (such as classroom, on-line, self-study, and on-the-job), from accredited and unaccredited sources, and long-duration (such as a post-secondary degree) and short-duration (such as a seminar) programs.

Progressively responsible means indicating growth and/or advancement in complexity, difficulty, or level of responsibility.

Special Note:
Some positions may require experience specific to lending or collection of defaulted loans and/or in a specific program area such as agricultural loans, fisheries loans, or real estate investments.

Some positions may require travel to rural areas in small conveyances.

Additional Required Information

Cover Letter:
Please attach a separate, professional cover letter to your application before submitting it online or, if unable to attach to your application, email it to the contact number provided in the job posting. Your cover letter will be considered a writing sample and will be used to help determine which applicants will advance to the interview phase of the recruitment and selection process.

Your cover letter should:

  • Be professionally written and include proper format, grammar, spelling and punctuation;
  • Highlight your experience, knowledge and skills in relation to the core competencies listed for this recruitment, including the number of years experience;
  • Explanation of how your experience makes you the best candidate for the position.
  • Describe how you meet the minimum qualifications for the position.
Documents to be Attached to the Application:
  • A professional cover letter, completed per the instructions above;
  • Post-secondary transcripts, if using to meet the minimum qualifications; and
  • Current resume.
Documents Needed at the Time of Interview:
If you are selected to advance to the interview phase of the recruitment process, you must provide the following at the time of the interview:
  • Copies of your most recent three (3) evaluations (if available); and
  • Three (3) professional references who have had supervisory responsibility over you along with their daytime contact phone numbers.
Special Requirement of this Position:
  • Conduct inspections of all types of collateral used to secure the loans assigned; prepare inspection reports containing an analysis of condition and value. Take

    State of Alaska

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    or email this job to apply later


 
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