Responsibilities of the Underwriters:

• Review of all loan documentation submitted, included but not limited to analysis of loan application, credit, income asset, and liability documentation to calculate the risk assessment.
• Conduct careful risk analysis and exercise judgment based on experience to approve or deny loan files and ensure that loans meets the various loan program requirements in order to successfully resell the loan on the secondary market.
• Verify data entry in Encompass, and AUS findings are accurate.
• Assist internal customers in finding loan programs for various borrowers, documenting and presenting files.
• Underwriting of mortgage loans using guidelines based on investors specifics and FNMA and FHLMC specifics.
• Clearance of all prior to doc conditions to ensure loan quality and smooth closing process.
• Assist in clearance of suspense items for individual end investor.
• Continuing training of internal customers to ensure external customer satisfaction.
• Contact external end investors for difficult scenario questions in order to determine the salability of mortgage loans.

Requirements of the Underwriters:

• Bachelor's Degree preferred with a concentration in finance or business.
• 3+ years as mortgage loan underwriter, reviewing FNMA and FHLMC; conventional loans.
• Experience with government and commercial loans
• MUST have DE ability
• LAPP, SAR and USDA loans highly preferred
• Non-QM experience also a PLUS
• Ability to communicate effectively orally and in writing with internal customers.
• Proficient in DU & LP.
• Encompass experience is REQUIRED
• Self-Starter that does not require manager to delegate work but achieves a high level of production without constant supervision.
• Basic administrative functions include typing, printing, filing, and copying, and general computer use.

Benefits of the Underwriters:

• Medical Insurance
• Dental Insurance
• Retirement Plan

About Relevante, Inc. the Recruiting Firm Representing the Client for this Job

Relevante is an accounting & technology direct hire recruiting and contract staffing firm. We help our Clients identify and recruit the best talent in the market and help our candidates win engaging and enriching jobs. Our Clients are some of the best companies to work for among F1000 and emerging fast growth companies in the region. Relevante has been consistently ranked as a fast growth company and one of the largest recruiting, accounting, and management consulting firms in the Philadelphia region. To stay connected with our network, please join one of our groups on LinkedIn (link removed)