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Job Description
Banking officers are accountable for overseeing a bank's daily operations, including customer service, transactions, loans and other services and adherence to the organisation's regulations and policies.
Banking officers Job Responsibilities:
- Supervising the team of product specialists and directing other bank personnel to provide quality customer service
- Accepting customer deposits or posting deposits to customer accounts
- Checking loan interest rates and advising clients on ways to reduce interest expenses on outstanding balances
- Collecting deposits from business account holders to manage cash flow
- Evaluating risk in lending decisions and investment opportunities by analysing financial statements
- Reporting to upper management on loan status, lending and other important transaction activity
- Communicating with high-value customers regarding account management and other matters relating to loans or deposits
- Processing loan applications, reviewing credit reports and analysing financial statements to determine lending suitability
- Analysing, understanding and implementing banking guidelines, regulations and laws to help ensure compliance with the regulations of the Reserve Bank of India
Banking officers Qualification /Skills: Graduation
Salary-50,000/- to 150,000/-PM
Minimum Age-18 Years
Work Department-Banking
Work Industry-Bank
Skills-Knowledge of Banking
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HR Manager
Employement Category:
Employement Type: Full time
Industry: Banking
Role Category: Investment Banking / M&ARisk / Underwriting
Functional Area: Not Applicable
Role/Responsibilies: Banking Officer
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