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Senior Underwriter (US Mortgage) - Chennai
Location: IN-Chennai
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Job Description

SUMMARY

About Client

Our Client is an Indianmultinational corporationthat providesinformation technology,consultantandbusiness processservices. It is one of the leadingBig Techcompanies. Its capabilities range acrosscloud computing,computer security,digital transformation,artificial intelligence,robotics,data analytics, and other consulting services to customers in across 167 countries. Current holds around 1.5 Lakhs employees across India.

Profile - Senior US Residential Mortgage Underwriter

Location - Chennai

Experience - 2+ years of relevant years in US Residential Mortgage Underwriting

Shift - US Shift (One way cab facility)

Notice Immediate Joiner Only

Job Responsibilities

• Ability to manually underwrite complex transactions to ensure the loan meets established guidelines
  
• Underwriter should have the ability to read the guidelines to determine whether each loan meets the requisite guideline as specified by the Client
  
• Should know how to run the AUS and verify the data integrity of the Desktop UW / Loan Prospector
  
• Review the Employment Guideline Requirements
  
• Perform Income calculations (salaried / Self-employed / Rental / Other Incomes)
  
• Validate all types of Assets including 401K, Bank Statements, Mutual funds, etc.
  
• Usage of Assets against Income requirement/qualification
  
• Calculate Debt-to-Income Ratio, Loan-to-value Ratio, Housing Payment
  
• Review appraisal and perform Property Valuation and use property valuation tools
  
• Review Credit Reports including Credit Scores, Existing liens, payments, etc.,
  
• Should also review the alternate / support documents for credit review Title review and lien validations
  
• Review loan details in Loan applications, Letters of explanation, and gift letters
  
• Income verification on Bank statement loans
  
• Client-specific guideline review with alternate documentation
  
• Understanding of Counter offer and Solutions to the loan
  
• Review of compliance documents
  

Requirements

Must have 2+ experience into US Residential Mortgage Underwriting

Must be flexible with the shift timings

Must be ready to relocate to Chennai

Must be available for immediate joining only

Job Classification

Industry: BPO / Call Centre
Functional Area: BPO / Call Centre
Role Category: General Insurance
Role: Underwriter
Employement Type: Full time

Contact Details:

Company: 2coms
Location(s): Chennai

2coms

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