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Drakes top client financial services is looking for a Credit Officer to be part of their collaborative team in BGC, Taguig.

Responsibilities:
Conducts initial assessment of the corporate borrower and its major shareholders/directors and lays out the necessary and further clarification.
Together with the Account Officer, conducts interviews and ocular inspections with the client to determine the risk profile of the borrower and to validate the business operations.
Check the Loandex, NFIS, and other third-party applicable credit bureaus.
Conducts trade checking with borrowers' customers and suppliers.
Analysis and validation of the submitted bank statements.
Prepares financial spreadsheet based on the audited financial statements to determine the capacity of the borrower to pay.
Prepares in-depth credit proposals after gathering all the necessary information which includes but is not limited to:
Company background.
Financial analysis (Ratios, AFS entry movement favorable and not favorable).
Summary of the trade and bank checking, field visit conducted.
Recommendation on the loan package.
Prepares 3-year financial projection only when necessary.
Presents the Credit Proposal to the Excom depending on the credit limit endorsed.
Conducts loan reviews, line renewals, and new line availment when necessary.

Qualifications:
Bachelors degree in Finance, Accounting, Economics or any other related field.
With a year of experience in Credit Evaluation and Financial analysis of corporate loans.
With 2 years of experience in Medical Equipment or consumable procurement.
Well-versed in English and Filipino.
Willing to work onsite in BGC, Taguig City.

Whats in it for you?
Values its human capital.
Supportive working environment.
Professional development opportunities.
Competitive salary and benefits.
Job Types: Full-time, Permanent, Fresh graduate

Salary: Php40,000.00 - Php60,000.00 per month

Benefits:
Company events
Health insurance
Promotion to permanent employee